Even in the time of economic recession the prices for car insurance on new cars continue to rise. Though, the cost of cars have lowered down significantly the price of insurance are mounting every day. This is purely because the medical aid is getting expensive day by day. The other reason is that the repair and maintenance cost has also gone up considerably. But the new car insurance cost can be lowered significantly. All you have to do is be very careful and vigilant.

Model of the car: Try not to buy expensive or luxury car as on it the insurance rates are very high. The cars which have powerful engine and are speeding cars, the owners are hit with very high insurance rates. Assess you needs of buying the new car. If you want a car to ease out your shopping experience and meeting out daily needs then a low budget car is perfect for you. The spare parts and cost or repair is also not very expensive thus, insurance companies offer significant concessions. Also, before you buy a new car make sure you study the statistics to know which car is thieves¡¯ favorite. Avoid buying it, as such cars are charged with high insurance rates.

Safety devices: it is important to equip your car with all safety devices like steering lock, gear lock and central locking. Never compromise with quality as it concerns the safety of your car. If your car is well equipped with anti-theft devices the insurance providers will offer you great discounts.

Mileage: In case you tell the auto insurance companies that you will be traveling only limited miles per year you will be offered great discounts. This is because the chances of road accidents would also be less. The fewer the miles per year, cheaper are the auto insurance quotes.

Credit score: in case you have good credit score the insurance companies will offer you attractive insurance quotes. This is because they are sure that you will make the payments timely. Also, good credit score reflect that you are responsible person and thus, chances of being involved in accidents is considerably low.

Driving history: in case you have good driving history the insurance quotes offered would be significantly low. You will surely be able to bag in cheapest auto insurance without much of inconvenience. All you need to do is convince people of your credibility by submitting a proof of your good driving records.